Root Financial - Encinitas, California

K D.

Root is the perfect and exact combination of services and help we have been searching for. We kept trying to find someone who could look at our full retirement picture with us and take into account the many variables that retirement brings. We had given up and then we found Root! We work with Paul Layton and are very happy. He is great to work with, quick to respond, has guided us through the many areas of retirement, we feel confident with our plan, and we have moved from stressing over our resources to enjoying them. We were previously with a large financial investment company and loved our financial advisor. He was great, and we were sad to leave him after several years, but he was limited in the scope of what he was allowed to help us with. It was difficult to leave, but Root made the transition easy, and we are so glad now that we did. Root is able to provide the wide range of services we needed, is helping us with important tax planning, and we are paying much less than we were just for the investment help with the previous company.

Norman B.

After interviewing several companies, I chose Root for the following reasons: They leverage the latest systems and tools to ensure our financial well-being, but their top focus is maintaining quality of life. If one of us passes, the other will be well cared for, providing peace of mind for the future. Their staff is highly skilled, experienced, and deeply committed.

In the year I’ve been with Root, I’ve been able to track the small but meaningful details that make a difference. They are a formidable team, consistently delivering the best options to help clients achieve long-term success.

Carey M.

This is a long overdue review of Ari at Root Financial. Ari struck us as an honest, sincere, and knowledgeable financial planner who truly had our best interest in mind. While we did not use Ari's services, we definitely will in the future once we retire. Ari gave us advise with no financial benefit to him as we are still in the pre-retirement stage. There is no doubt Ari has a calling to help people and if you have any doubt you will know it after speaking to him for a few minutes. Absolutely recommend him!

Michele D.

Root has it all figured out! Not only does the Root team explain financial concepts in plain English, they demonstrate financial management options in real time during video meetings. We are 100% comfortable with our financial plan, which includes tax reduction strategies. We were with our prior financial advisor for 15+ years and kept hearing "you're fine....you'll never outlive your money" but until we started working with Root did we understand the options and RMD impacts. It was quite eye opening and possibly the best financial decision we've ever made as an almost 25 year married couple. Kudos to Root!

Karen Y.

They are not just financial advisors. Root provides great information based on our entire plan of life. We feel very comfortable and confident that the services Root provides us has great value exceeding just financial gain in our portfolio.

Mayumi S.

What made Root Financial stand out from other firms was its philosophy of maximizing your life, comprehensive financial planning and customized approach. I have been working with Ari for a few months and very happy so far. He is very knowledgeable, quick to answer questions, and good at explaining things in a way that's easy to understand. He doesn't push investments that you are not comfortable with. He is exactly what you see in his YouTube videos!

Pravin V.

We chose Root Financials since they provide comprehensive financial planning services. We love working with Ari. He is knowledgeable, helpful, and honest. We have worked with Vanguard in the past but Ari’s looking at the full picture and his investment strategies are personalized. I like that he make sure to include my wife and getting input from both of us. Ari’s understanding of Tax planning has been extremely helpful for ROTH conversion. Ari is always available to answer questions, explains everything very clearly, quick to return our emails and provide information we need. We are excited to grow this relationship and looking forward to successful retirement. We highly recommend working with Ari.

Laura B.

It took a long time to find a financial planning group that felt like a great fit; Root Financial and Ari have exceeded all expectations.

The customer service has been exemplary and so thorough. Ari and his team clearly know their stuff and make it easy to have confidence that I and my financial future are in good hands.

Ari explains things very well and after ensuring I understand the basics, is always willing to meet me where I am in terms of wanting a next level discussion or resources about a specific aspect of my financial picture, or of keeping the conversation more simple and high level when that’s what suits me.

I’m excited to take advantage of some of the planning tools available to clients and am so thankful to have found my financial home!