Mid-Hudson Valley Federal Credit Union - Woodstock, New York

Mid-Hudson Valley Federal Credit Union (MHVFCU)

Mid-Hudson Valley Federal Credit Union, located at 85 Mill Hill Road in Woodstock, New York, stands as a prominent financial institution committed to serving its members with personalized financial solutions and robust community support. This credit union operates as a member-owned financial cooperative, distinguishing itself from traditional banks by prioritizing member needs and fostering a sense of community ownership. The facility at 85 Mill Hill Road offers a comprehensive range of financial services designed to meet the diverse needs of individuals and families within the Woodstock area and the wider Mid-Hudson Valley region.

Location and Physical Presence

Strategically situated in Woodstock, New York, the Mid-Hudson Valley Federal Credit Union branch at 85 Mill Hill Road provides convenient access for local residents and visitors alike. The location features a modern building designed with accessibility in mind. Notably, it includes a wheelchair-accessible car park and a wheelchair-accessible entrance, ensuring that the facility is welcoming and accommodating for members with diverse physical abilities. This focus on accessibility reflects the credit union's commitment to serving all members effectively.

Beyond its physical location, Mid-Hudson Valley Federal Credit Union extends its services digitally and remotely, offering online banking, mobile applications for account management, and potentially other digital tools. For direct communication, the dedicated phone line at 845-336-4444 connects members and prospective customers with financial consultants and support staff. The official website, mhvfcu.com, serves as a central hub for detailed information about services, account openings, loan applications, branch locations, and member resources.

Core Services and Specialties

At the heart of MHVFCU's offerings is its function as a credit union, fundamentally different from a traditional bank. As a credit union, it operates on a not-for-profit basis, meaning any profits generated are returned to members in the form of lower loan rates, higher interest earnings on savings, and improved service quality. The Woodstock branch offers a wide array of services focused on empowering members' financial futures:

• Credit Union Fundamentals: Providing standard banking services including checking and savings accounts, certificates of deposit, money market accounts, and secure online transactions.
• Loan Services: Offering various types of loans tailored to different needs, such as personal loans, home equity loans, and lines of credit.

A significant specialty highlighted for this location is its expertise in Car Finance and Loan Company services. This indicates a strong focus on assisting members in securing financing for vehicle purchases, whether new or used, with potentially competitive interest rates and flexible repayment terms.

• Mortgage Lender: The credit union acts as a mortgage lender, helping members secure home financing options. This typically involves guidance through the mortgage application process, various loan products, and potentially specialized assistance for first-time homebuyers.
• Financial Consultation and Planning: MHVFCU offers professional Financial Consultant and Financial Planner services. These experts provide personalized advice on managing finances, setting financial goals, retirement planning, insurance needs, and investment strategies.

Furthermore, the Woodstock branch provides investment services, allowing members to build and manage their investment portfolios according to their risk tolerance and financial objectives. Expertise in Investment service is available, covering stocks, bonds, mutual funds, and other investment vehicles, often tailored to individual member profiles.

Digital and Additional Offerings

In addition to physical branches and direct phone contact, Mid-Hudson Valley Federal Credit Union leverages technology to enhance member convenience. While specific details about investment products or advanced digital features like peer-to-peer lending might require visiting the website, the core services are designed to be accessible through various channels. The presence of ATMs on or very near the Woodstock premises provides members with immediate access to cash, often with competitive fee structures preferred by credit union members.

Reputation and Member Feedback

The Mid-Hudson Valley Federal Credit Union branch in Woodstock has garnered positive feedback, reflected in its 46 Google My Business reviews, averaging a strong 4.8 out of 5 stars. This high rating suggests a high level of member satisfaction. Reviews consistently praise the professionalism, efficiency, and helpfulness of the staff. One notable review specifically highlights the exceptional service provided by a member named Rachel, commending her dedication and effectiveness in assisting with account setup. This underscores the value members place on personalized service and highlights the skill of individual team members. The overall positive sentiment indicates that the branch successfully delivers on its core promises of excellent customer service and tailored financial solutions.

The combination of reliable core banking services, specialized lending options including car and mortgage financing, professional financial planning, and readily available, friendly staff positions Mid-Hudson Valley Federal Credit Union as a valuable financial partner for residents and businesses in Woodstock and the surrounding Mid-Hudson Valley area.

👍 Reviews of Mid-Hudson Valley Federal Credit Union

Adam D. R.

5/5

This is best location out of all the mid Hudson credit union locations if you need help at this location in Woodstock ask for Rachel!!!! she is truly amazing and went above and beyond to help set a account we can’t thank her enough.

Jodi N. S.

5/5

My partner and I have had only the best experience with Rachel Kellogg at MHVCU. Rachel is an outstanding, intelligent and caring person who consistently goes above and beyond to help us out no matter how big or trivial. She has a wonderful personality is very caring and amazingly resourceful. Thank you so very much, Rachel. It has been a pleasure to work with you and build a great working relationship! You are management material and I hope everyone else sees this in you!

brianna K.

5/5

I have been a customer for about 10 years and I love MHVFCU. The staff at the Woodstock branch are always friendly and welcoming. Rachel has been especially helpful and kind during some hard times. I truly appreciate the guidance and compassion that this credit union has given me over the years.

Diana W.

5/5

Erik Johansen provides outstanding customer service. In the past, I have asked him for help on a few occasions, and have always had a very positive experience. Today, at my request, Erik cancelled a check for me that had gone astray, and then patiently waited on the phone while I completed a form he'd sent for signature. I've never received such courteous attention at any other bank! Thank you, Erik, and thank you, MHV.

Olivia T.

5/5

The personnel at MHVFCU are all friendly and professional. Brian was particularly kind recently when I needed help with a technical matter. He didn't hesitate to solve the problem even though he didn't have to. Shout out to Kristen, as well. Rachel, a manager, is knowledgeable and always helpful

Arthur B.

5/5

The staff, the environment, the atmosphere of the Woodstock Branch of MHVFCU makes for an incredibly pleasant, easy and efficient experience.

Maureen H.

5/5

The Woodstock Christmas Eve Committee would like to say thanks to Kira Becker of the Woodstock branch of MHVFCU for making the transition of board members who have access to our accounts an easy process. She simplified what had to be done and was always available for providing advice. Kira is a wonderful representative of the MHVFCU.

mary M.

5/5

Always 5 Stars !!! Outstanding staff, ALWAYS helpful ! Patient, and Kind. I've gone with our local bank in Woodstock for almost 4 yrs, since we moved to Woodstock, and couldn't recommend them more highly if I tried !!