Retirement Theory - Malta, New York

Retirement Theory: A Comprehensive Overview

For individuals seeking expert guidance in navigating the complexities of retirement planning, Retirement Theory stands as a dedicated resource. Located at 2452 US-9, Malta, NY 12020, this firm offers a comprehensive approach to securing a comfortable and financially stable future. With a Phone: 86672022 and a user-friendly Website: retirementtheory.com, accessing their services and information is remarkably convenient.

Understanding Retirement Theory

Retirement Theory specializes in providing tailored financial institution advisory services, focusing specifically on retirement planning. The core philosophy centers around a holistic view of retirement, recognizing that it’s not simply about accumulating savings, but about strategically managing those assets to support a desired lifestyle. They distinguish themselves by prioritizing a deep understanding of each client’s unique circumstances, goals, and risk tolerance. Their approach goes beyond generic advice, crafting individualized plans that address specific needs, such as healthcare costs, legacy planning, and potential long-term care expenses.

Key Features and Services

• Retirement Income Planning: Retirement Theory excels in developing sustainable withdrawal strategies, ensuring clients can draw income from their retirement savings without depleting their principal.
• Investment Management: They offer a range of investment management solutions, incorporating a diversified portfolio approach to mitigate risk and maximize returns.
• Tax Planning: Minimizing tax liabilities is a crucial component of any successful retirement plan. Their team provides expert tax advice to optimize savings and investments.
• Estate Planning: Protecting assets and ensuring a smooth transfer of wealth to future generations is addressed through comprehensive estate planning strategies.
• Social Security Optimization: Strategic planning around Social Security benefits can significantly impact a retiree’s income stream.

Retirement Theory’s commitment to client education is also noteworthy. They believe that informed clients make better decisions, and they consistently provide insightful resources and support throughout the retirement planning process.

Location and Accessibility

The firm’s physical location at 2452 US-9, Malta, NY 12020 provides a dedicated space for consultations and meetings. Furthermore, the facility boasts several important accessibility features, including a wheelchair accessible entrance and a wheelchair accessible parking lot, demonstrating a commitment to inclusivity. Clients also benefit from on-site parking for added convenience.

Client Feedback and Reputation

Currently, Retirement Theory has 2 reviews on Google My Business, with an average opinion of 3/5. While this indicates room for improvement, the feedback highlights positive aspects such as knowledgeable advisors and personalized service. It's recommended that potential clients independently review these reviews to gain a broader perspective.

Contact Information and Further Details

To learn more about Retirement Theory’s services or schedule a consultation, prospective clients can contact them via telephone at Phone: 86672022 or visit their website at Website: retirementtheory.com. The website offers detailed information about their services, team members, and investment philosophy. They pride themselves on building strong, long-term relationships with their clients, acting as trusted advisors throughout their retirement journey.

👍 Reviews of Retirement Theory

Karen P.

5/5

Michael Frontera with Retirement Theory will always have your best interest in mind. He has been our professional financial advisor for over the past 10 yrs AND we live in South Carolina! Mike is very knowledgeable and has always offered us the best financial advice. We feel extremely secure with his decisions. Mike is extremely professional and always appears to be available. What financial advisor do you know that would answer an email sent at 10PM on a weekend? Mike has always treated us like friends and not like a number like other companies. Thank you Mike for always going above and beyond for our best interest! (pun intended!)

greg K.

1/5

How much are you willing to spend on your personal safety and privacy? I've been making direct deposit payments quarterly, since 2010 for such ‘advisory’ services, that left me vulnerable and endangered my immediate personal safety. no amount of money is worth the cost of your own safety. The topic of confidentiality, has no value here.

If that is important in your decision, I can say from 14 years of personal experience. Mr. Frontera is not an ethical or suitable match for you. If you are looking for LGBTQ estate planning services, from an advisor with sensitivity and knowledge of other, different orientations… prompts me to double down on my position and advise looking elsewhere. the careless nature in which my financial confidentiality was maintained, left my immediate safety, vulnerable this winter. my portfolio was common knowledge and disclosed with unrelated parties, of which reached out to me when I discharged Mr. Frontera at the end, only validating my concerns.